The Delta SkyMiles® Gold American Express Card is a travel rewards credit card designed for frequent Delta Air Lines travelers.
It allows cardholders to earn SkyMiles on everyday purchases and offers valuable travel perks, such as a free checked bag, priority boarding, and discounts on in-flight purchases.
This card is issued by American Express and is widely accepted at merchants that take Amex cards.
Who Should Consider This Card?
The Delta SkyMiles® Gold American Express Card is best suited for individuals who regularly fly with Delta Air Lines and want to maximize their travel rewards.
If you frequently check bags, the first checked bag free perk can save you up to $70 per round trip, quickly offsetting the annual fee.
Additionally, those who enjoy earning SkyMiles on daily expenses and use Amex travel benefits will find this card appealing.
However, if you rarely fly with Delta or prefer a more flexible general travel rewards card, other options may be more suitable.
Main Benefits of the Card
The Delta SkyMiles® Gold American Express Card provides numerous travel benefits that can enhance the experience of Delta flyers.
Key advantages include:
- Earn 2x Miles on Purchases – Get 2 miles per dollar on eligible Delta purchases, restaurants, and U.S. supermarkets.
- Earn 1x Mile on Everything Else – Receive 1 mile per dollar on all other purchases.
- First Checked Bag Free – Save up to $140 per trip for two passengers.
- Priority Boarding – Enjoy Main Cabin 1 boarding, ensuring earlier access to overhead storage.
- 20% Discount on In-Flight Purchases – Get savings on food, beverages, and entertainment when using your card on Delta flights.
- $100 Delta Flight Credit – Earn a $100 statement credit after spending $10,000 in a calendar year.
Additional Features and Protections
Beyond rewards, the Delta SkyMiles® Gold American Express Card includes several travel protections and premium features:
- Car Rental Loss & Damage Insurance – Provides secondary rental car coverage when using the card to pay for rentals.
- Trip Delay Insurance – Reimbursement for reasonable expenses during qualifying travel delays.
- Baggage Insurance Plan – Coverage for lost, stolen, or damaged baggage during travel.
- Fraud Protection – $0 liability for unauthorized transactions.
- Amex Offers & Discounts – Access to exclusive deals on shopping, dining, and travel.
Fees and Interest Rates
The Delta SkyMiles® Gold American Express Card has an annual fee of $0 for the first year, then $150.
Other fees include:
- APR – Variable APR ranging from 20.99% to 29.99% based on creditworthiness.
- Foreign Transaction Fees – None, making it great for international travel.
- Cash Advance Fee – Either $10 or 5%, whichever is greater.
- Late Payment Fee – Up to $40.
Is the Credit Card Worth It?
For frequent Delta flyers, the Delta SkyMiles® Gold American Express Card is a valuable travel companion.
The combination of free checked bags, priority boarding, and mileage earning potential makes it a cost-effective choice for those who maximize its benefits.
The annual fee waiver for the first year allows new users to test the card’s value before committing.
However, if you prefer flexible travel rewards or do not frequently fly Delta, a general travel card with transferable points may be a better fit.
Ultimately, for loyal Delta customers, this card offers excellent perks that can enhance the flying experience while earning valuable SkyMiles.
Taxas e tarifas
Late Payment: Up to $40;
Returned payment: Up to $40;
Annual Fee: $0 introductory annual fee for the first year, then $150.
APR: 19.99% to 28.99% variable APR on purchases.
Cash Advance: Either $10 or 5% of the amount of each cash advance.
Análise do especialista
The Delta SkyMiles® Gold American Express Card is a great choice for frequent Delta travelers seeking valuable travel perks and mileage rewards.
With 2x miles on Delta purchases, restaurants, and U.S. supermarkets, it offers strong earning potential.
The first checked bag free benefit can save travelers up to $140 per round trip, easily justifying the annual fee.
While it lacks luxury perks, its $100 Delta flight credit and priority boarding make it a solid mid-tier airline card.
Você permanecerá neste site
+Pontos positivos
- 2x Miles on Key Categories – Earn 2 miles per dollar on Delta purchases, restaurants, and U.S. supermarkets.
- First Checked Bag Free – Save up to $70 per person on round-trip Delta flights.
- Priority Boarding – Enjoy Main Cabin 1 boarding for early access to overhead bin space.
- No Foreign Transaction Fees – Use the card internationally without extra charges.
- $100 Delta Flight Credit – Earn a $100 flight credit after spending $10,000 in a calendar year.
- Pontos negativos
- Annual Fee After First Year – $0 introductory annual fee, then $150.
- Limited Premium Travel Perks – Lacks access to Delta Sky Club lounges and luxury benefits.
- High APR – Variable APR between 20.99% and 29.99%, which can be costly if carrying a balance.
